Whether it's business insurance, life insurance, or tradesman insurance, insurance brokers provide advice and assistance to make sure you are properly protected.

Insurance brokers have access to a lot of different policies because they deal with a range of insurance companies. A good broker will be aware of the benefits, exclusions, and costs of competing policies on the market. They will also help arrange and place the cover and can often provide advice on how to make the most of your insurance budget.

Using a broker doesn't necessarily cost more, often it costs less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. A broker will also explain your policy and any special situations you need to watch out for. Furthermore, a broker is obliged to advise you of fees charged for services provided to you.